As a Certified Mortgage Planning Specialist (CMPS®) & professional mortgage loan originator, I customize solutions for my clients when purchasing or refinancing their home. Real estate is by nature a wonderful investment, and a way to generate wealth. In fact, your mortgage is most likely your single largest debt, and your home is most likely your single largest asset.
My Team & I at First Home Equity Loans have made it our mission to set a higher standard in the mortgage industry. Most of the 500,000 loan originators in the United States sell similar products, with similar interest rates at similar terms. The Certified Mortgage Planning Specialist (CMPS®) certification helps me stand apart from the competition with five elite professional skills:
- Mortgage & Real Estate Taxation - how and why to understand the tax implications of various mortgage strategies, and how to work as a team with CPAs, attorneys and financial advisors.
- Housing, Financial & Mortgage Markets - why interest rates fluctuate, and how to simplify and explain the housing, financial and mortgage markets.
- Cash Flow Planning for Homeowners & Buyers - how to help borrowers reduce debt, improve cash flow and identify mortgage planning opportunities around retirement planning, college funding, elder care, and other life events.
- Cash Flow Planning for Real Estate Investors - how to help real estate investors compare options and evaluate the impact of various mortgage strategies on their rate of return.
- Ethics, Compliance & Daily Habits - how to create and implement your personal business plan that's fully compliant with new mortgage regulations If you are in need of a partner or professional to assist you in creating a financial strategy and closing your deal, please contact us. My Team has over 25 years of combined experience and look forward to earning your business!